Private Liability

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Ericare Insurance Provide Private Liability Plan

Private liability insurance is one of the most important insurances in Switzerland that every individual should have.

Private liability insurance protects the insured from the financial consequences if they cause damage to third parties. This can be, for example

Coverage: It typically covers damages that were caused accidentally, e.g., if someone damages another's property or injures someone.

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Worldwide Validity

In most cases, private liability insurance is valid worldwide, but it's advisable to check the exact conditions of the respective insurance contract.

Exclusions

Not all damages are covered. For instance, damages caused intentionally are usually excluded.

Additional Protection

Some policies offer additional coverage options, such as for rental property damages, which can occur if one damages a rented apartment or a rented house.

Importance of Private Liability

Although private liability insurance is not legally mandated in Switzerland, it's highly recommended. The potential financial consequences of a caused damage can be substantial, and this insurance provides crucial protection against it.

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