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Home Contents
Ericare Insurance Provide Home contents Plan
Home contents insurance in Switzerland is an important insurance that covers the inventory of a household.
Home contents insurance protects a person's personal belongings in their apartment or house. This includes
- Furniture
- Clothing
- Electronics
- Jewelry
- Other Personal Items
Coverage: It typically offers protection against risks such as:
- Fire and elemental damages
- Water damage
- Theft
- Broken glass
Valuation
It's essential to accurately estimate the total value of the household contents to ensure sufficient coverage. Underestimating can result in inadequate compensation in the event of a claim.
Geographical Coverage
Some policies also cover personal items when they are temporarily outside the home, for example, when traveling.
Exclusions and Limitations
Not everything might be covered, or there might be limits for certain items. For instance, luxury items like expensive jewelry or artworks might have a coverage cap unless they are specifically declared.
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