{"id":563,"date":"2023-09-05T21:09:54","date_gmt":"2023-09-05T21:09:54","guid":{"rendered":"http:\/\/ericare.taketechworld.com\/?page_id=563"},"modified":"2023-09-06T20:38:54","modified_gmt":"2023-09-06T20:38:54","slug":"pension-insurance","status":"publish","type":"page","link":"https:\/\/ericare.taketechworld.com\/de\/pension-insurance\/","title":{"rendered":"Pension Insurance"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"563\" class=\"elementor elementor-563\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e8cab2c elementor-section-height-min-height elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"e8cab2c\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6684578\" data-id=\"6684578\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-beb8406 elementor-widget elementor-widget-heading\" data-id=\"beb8406\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.15.0 - 20-08-2023 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h2 class=\"elementor-heading-title elementor-size-default\">Pensionsversicherung<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8b14c0d elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8b14c0d\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e7e0947\" data-id=\"e7e0947\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-dd3a456 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"dd3a456\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-ab9f412\" data-id=\"ab9f412\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a5b7f3a elementor-widget elementor-widget-pix-highlighted-text\" data-id=\"a5b7f3a\" data-element_type=\"widget\" data-widget_type=\"pix-highlighted-text.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div id=\"highlighted-text-16104028\" class=\"pix-highlighted-element text-left\"><h3 class=\"pix-highlighted-items\" style=\"\" data-anim-type=\"\" data-anim-delay=\"\"><span id=\"highlighted-text-16104028-0\" class=\"elementor-repeater-item-2daf2a9\"><span class=\"pix-highlighted-text pix-highlight-item font-weight-normal  body-font text-heading-default\">Ericare-Versicherungsanbieter <\/span><\/span><span id=\"highlighted-text-16104028-1\" class=\"pix-highlight-bg align-middle2   elementor-repeater-item-f8b46fc highlighted-text-16104028-1 animate-in\" data-anim-type=\"highlight-grow\" data-anim-delay=\"200\"><span class=\"pix-highlighted-text  pix-highlight-item font-weight-normal  font-weight-bold heading-font text-heading-default\">Pensionsversicherung<\/span><\/span><span id=\"highlighted-text-16104028-2\" class=\"elementor-repeater-item-7226214\"><span class=\"pix-highlighted-text pix-highlight-item font-weight-normal  body-font text-heading-default\"> Planen<\/span><\/span><\/h3><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-2383245\" data-id=\"2383245\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f1af56e elementor-widget elementor-widget-pix-text\" data-id=\"f1af56e\" data-element_type=\"widget\" data-widget_type=\"pix-text.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"pix-el-text w-100 text-left\" ><div class=\"d-inline-block\" style=\"max-width:600px;\"><p class=\"text-18 resp-option text-black text-left\" >Das Vorsorgesystem in der Schweiz basiert auf einem dreistufigen Ansatz, der den B\u00fcrgern in verschiedenen Lebensabschnitten, insbesondere im Ruhestand, finanzielle Sicherheit bieten soll. <\/p><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-0753376 elementor-reverse-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0753376\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-234b6ec\" data-id=\"234b6ec\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-99814d7 elementor-widget elementor-widget-text-editor\" data-id=\"99814d7\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.15.0 - 20-08-2023 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p>Hier die wichtigsten Punkte zum Vorsorgesystem in der Schweiz:<\/p><p><strong><span style=\"color: #339966;\">1. Erste S\u00e4ule \u2013<\/span> <span style=\"color: #000000;\">Alters- und Hinterlassenenversicherung (AHV) und Invalidenversicherung (IV):<\/span><\/strong><\/p><p>\u00a0\u00a0 - Dies stellt die staatliche Rente dar. Jede erwerbst\u00e4tige Person leistet einen Beitrag zur AHV\/IV und erh\u00e4lt im Gegenzug eine Rente im Alter oder bei Invalidit\u00e4t.<\/p><p>\u00a0\u00a0 - Ziel ist es, die Grundbed\u00fcrfnisse im Ruhestand, bei Invalidit\u00e4t oder im Todesfall zu decken.<\/p><p><span style=\"color: #339966;\"><strong>2. Zweite S\u00e4ule \u2013<\/strong> <\/span><span style=\"color: #000000;\"><strong>Berufliche Vorsorge (BVG):<\/strong><\/span><\/p><p>\u00a0\u00a0 - Diese Rente ist f\u00fcr Arbeitnehmer obligatorisch und wird von Arbeitgebern und Arbeitnehmern gemeinsam finanziert.<\/p><p>\u00a0\u00a0 - Ziel ist die Aufrechterhaltung des gewohnten Lebensstandards im Ruhestand, im Invalidit\u00e4ts- oder Todesfall in Kombination mit der AHV.<\/p><p>\u00a0\u00a0 - Pensionskassen bieten Rentenleistungen und Kapitalauszahlungen an.<\/p><p><strong><span style=\"color: #339966;\">3. Dritte S\u00e4ule \u2013<\/span> <span style=\"color: #000000;\">Private Pension:<\/span><\/strong><\/p><p>\u00a0\u00a0 - Hierbei handelt es sich um eine freiwillige Rente, f\u00fcr die sich Einzelpersonen entscheiden k\u00f6nnen. Es gibt zwei Hauptarten: die gebundene Vorsorge (S\u00e4ule 3a) und die flexible Vorsorge (S\u00e4ule 3b).<\/p><p>\u00a0\u00a0 - Es dient der Deckung spezifischer Bed\u00fcrfnisse, die durch die 1. und 2. S\u00e4ule nicht gedeckt werden k\u00f6nnen, und erm\u00f6glicht zus\u00e4tzliches Sparen f\u00fcr die Altersvorsorge oder andere Zwecke.<\/p><p>\u00a0\u00a0 - Beitr\u00e4ge zur gebundenen Altersvorsorge (3a) sind bis zu einer bestimmten Grenze steuerlich absetzbar.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f0ff515 elementor-widget elementor-widget-pix-button\" data-id=\"f0ff515\" data-element_type=\"widget\" data-widget_type=\"pix-button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<a  href=\"#elementor-action:action=popup:open&settings=eyJpZCI6IjIwNyIsInRvZ2dsZSI6ZmFsc2V9\" class=\"btn m-0     shadow-inverse-lg btn-blue d-inline-block      btn-md\"     ><span class=\"font-weight-bold\" >Ein Angebot bekommen <\/span><\/a>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-199deaa\" data-id=\"199deaa\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5ec4936 elementor-widget elementor-widget-image\" data-id=\"5ec4936\" data-element_type=\"widget\" data-settings=\"{&quot;sticky&quot;:&quot;top&quot;,&quot;sticky_on&quot;:[&quot;desktop&quot;],&quot;sticky_offset&quot;:50,&quot;sticky_parent&quot;:&quot;yes&quot;,&quot;sticky_effects_offset&quot;:0}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.15.0 - 20-08-2023 *\/\n.elementor-widget-image{text-align:center}.elementor-widget-image a{display:inline-block}.elementor-widget-image a img[src$=\".svg\"]{width:48px}.elementor-widget-image img{vertical-align:middle;display:inline-block}<\/style>\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" loading=\"lazy\" width=\"1920\" height=\"1351\" src=\"https:\/\/ericare.taketechworld.com\/wp-content\/uploads\/2023\/09\/gafafas.jpg\" class=\"attachment-full size-full wp-image-571\" alt=\"\" srcset=\"https:\/\/ericare.taketechworld.com\/wp-content\/uploads\/2023\/09\/gafafas.jpg 1920w, https:\/\/ericare.taketechworld.com\/wp-content\/uploads\/2023\/09\/gafafas-300x211.jpg 300w, https:\/\/ericare.taketechworld.com\/wp-content\/uploads\/2023\/09\/gafafas-1024x721.jpg 1024w, https:\/\/ericare.taketechworld.com\/wp-content\/uploads\/2023\/09\/gafafas-768x540.jpg 768w, https:\/\/ericare.taketechworld.com\/wp-content\/uploads\/2023\/09\/gafafas-1536x1081.jpg 1536w\" sizes=\"(max-width: 1920px) 100vw, 1920px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7097717 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7097717\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-cac62b8\" data-id=\"cac62b8\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0cc0472 elementor-widget elementor-widget-image\" data-id=\"0cc0472\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" loading=\"lazy\" width=\"800\" height=\"534\" src=\"https:\/\/ericare.taketechworld.com\/wp-content\/uploads\/2023\/09\/couple-elderly-retirees-bank-wallet-safe-money-couple-elderly-retirees-bank-wallet-safe-money-social-227684762.webp\" class=\"attachment-full size-full wp-image-573\" alt=\"\" srcset=\"https:\/\/ericare.taketechworld.com\/wp-content\/uploads\/2023\/09\/couple-elderly-retirees-bank-wallet-safe-money-couple-elderly-retirees-bank-wallet-safe-money-social-227684762.webp 800w, https:\/\/ericare.taketechworld.com\/wp-content\/uploads\/2023\/09\/couple-elderly-retirees-bank-wallet-safe-money-couple-elderly-retirees-bank-wallet-safe-money-social-227684762-300x200.webp 300w, https:\/\/ericare.taketechworld.com\/wp-content\/uploads\/2023\/09\/couple-elderly-retirees-bank-wallet-safe-money-couple-elderly-retirees-bank-wallet-safe-money-social-227684762-768x513.webp 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-c709614\" data-id=\"c709614\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5b4759d elementor-widget elementor-widget-text-editor\" data-id=\"5b4759d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<h5><span style=\"color: #339966;\"><strong>Die dritte S\u00e4ule im Schweizer Vorsorgesystem ist aus mehreren Gr\u00fcnden unerl\u00e4sslich:<\/strong><\/span><\/h5><p><span style=\"color: #000000;\"><strong>Finanzielle Sicherheit:<\/strong><\/span> Die erste und zweite S\u00e4ule decken den Lebensstandard vor der Pensionierung oft nicht vollst\u00e4ndig ab. Die dritte S\u00e4ule dient der \u00dcberbr\u00fcckung der L\u00fccke zwischen den Leistungen des Staates und der betrieblichen Altersvorsorge und dem, was f\u00fcr die Aufrechterhaltung des gewohnten Lebensstils im Ruhestand erforderlich ist.<\/p><p><span style=\"color: #000000;\"><strong>Flexibilit\u00e4t:<\/strong><\/span> Die dritte S\u00e4ule bietet mehr Flexibilit\u00e4t hinsichtlich Spar- und Anlagem\u00f6glichkeiten. Einzelpersonen k\u00f6nnen ihre Beitr\u00e4ge und die Art und Weise, wie sie investieren, auf der Grundlage ihrer finanziellen Ziele und ihrer Risikotoleranz anpassen.<\/p><p><span style=\"color: #000000;\"><strong>Steuervorteile:<\/strong> <\/span>Beitr\u00e4ge zur gebundenen Vorsorge (S\u00e4ule 3a) sind bis zu einer bestimmten Grenze steuerlich abzugsf\u00e4hig, was zu erheblichen Steuerersparnissen f\u00fchren kann. Dar\u00fcber hinaus ist das Verm\u00f6gen auf dem 3a-Konto auch von der Verm\u00f6gensteuer befreit und die Kapitalertr\u00e4ge sind steuerfrei.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1cf380a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1cf380a\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-aa57480\" data-id=\"aa57480\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-e9f9f8b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e9f9f8b\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-95dc0da\" data-id=\"95dc0da\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-453e347 elementor-widget elementor-widget-heading\" data-id=\"453e347\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Planung f\u00fcr spezifische Bed\u00fcrfnisse<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4e1f1b3 elementor-widget elementor-widget-text-editor\" data-id=\"4e1f1b3\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\u00dcber die Altersvorsorge hinaus kann die dritte S\u00e4ule auch zum Sparen f\u00fcr bestimmte Bed\u00fcrfnisse genutzt werden, etwa f\u00fcr den Erwerb eines Eigenheims, eine weiterf\u00fchrende Ausbildung oder die Gr\u00fcndung eines Unternehmens. Dies macht es vielseitig bei der Unterst\u00fctzung verschiedener Lebensziele.\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ea64a01 elementor-section-height-min-height elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"ea64a01\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-efaf0b5\" data-id=\"efaf0b5\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f79eede elementor-widget elementor-widget-heading\" data-id=\"f79eede\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Fr\u00fchzeitige Auszahlungsm\u00f6glichkeiten<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-748650d elementor-widget elementor-widget-heading\" data-id=\"748650d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Unter bestimmten Voraussetzungen k\u00f6nnen Ersparnisse in der dritten S\u00e4ule vor Erreichen des offiziellen Rentenalters bezogen werden. Dies kann beispielsweise beim Erwerb von Wohneigentum, bei der Aufnahme einer selbst\u00e4ndigen Erwerbst\u00e4tigkeit oder bei der endg\u00fcltigen Ausreise aus der Schweiz sinnvoll sein. <\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e258678 elementor-section-height-min-height elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"e258678\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-89e8d01\" data-id=\"89e8d01\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-904b55c elementor-widget elementor-widget-image\" data-id=\"904b55c\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" loading=\"lazy\" width=\"626\" height=\"417\" src=\"https:\/\/ericare.taketechworld.com\/wp-content\/uploads\/2023\/09\/elderly-husband-wife-throwing-co.jpg\" class=\"attachment-full size-full wp-image-576\" alt=\"\" srcset=\"https:\/\/ericare.taketechworld.com\/wp-content\/uploads\/2023\/09\/elderly-husband-wife-throwing-co.jpg 626w, https:\/\/ericare.taketechworld.com\/wp-content\/uploads\/2023\/09\/elderly-husband-wife-throwing-co-300x200.jpg 300w\" sizes=\"(max-width: 626px) 100vw, 626px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-8f472d2\" data-id=\"8f472d2\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a261ad7 elementor-widget elementor-widget-heading\" data-id=\"a261ad7\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Freiwillige Teilnahme<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0996e64 elementor-widget elementor-widget-text-editor\" data-id=\"0996e64\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\tDa die Teilnahme an der dritten S\u00e4ule freiwillig ist, erm\u00f6glicht sie dem Einzelnen eine gr\u00f6\u00dfere Kontrolle \u00fcber seine Ersparnisse. Sie k\u00f6nnen basierend auf ihrer finanziellen Leistungsf\u00e4higkeit und ihren Zielen entscheiden, wie viel sie wann spenden m\u00f6chten.\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-28a5bf1 elementor-reverse-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"28a5bf1\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-654599c\" data-id=\"654599c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-483f100 elementor-widget elementor-widget-heading\" data-id=\"483f100\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Schutz vor Lebensrisiken<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-23664a1 elementor-widget elementor-widget-text-editor\" data-id=\"23664a1\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\tEinige Produkte der dritten S\u00e4ule sind mit Versicherungskomponenten ausgestattet, die Risiken wie Tod oder Invalidit\u00e4t absichern. Dies bietet einen zus\u00e4tzlichen finanziellen Schutz.\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-75a11b3\" data-id=\"75a11b3\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b6934e1 elementor-widget elementor-widget-image\" data-id=\"b6934e1\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" loading=\"lazy\" width=\"508\" height=\"341\" src=\"https:\/\/ericare.taketechworld.com\/wp-content\/uploads\/2023\/09\/pension-plan.png\" class=\"attachment-full size-full wp-image-575\" alt=\"\" srcset=\"https:\/\/ericare.taketechworld.com\/wp-content\/uploads\/2023\/09\/pension-plan.png 508w, https:\/\/ericare.taketechworld.com\/wp-content\/uploads\/2023\/09\/pension-plan-300x201.png 300w\" sizes=\"(max-width: 508px) 100vw, 508px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-fea13ed elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"fea13ed\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-362b77d\" data-id=\"362b77d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-dc3e0c2 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"dc3e0c2\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-90acecf\" data-id=\"90acecf\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5d38742 elementor-widget elementor-widget-heading\" data-id=\"5d38742\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">F\u00fcr viele Schweizer <\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bdb4e2e elementor-widget elementor-widget-text-editor\" data-id=\"bdb4e2e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\tUm die finanzielle Sicherheit im Ruhestand zu gew\u00e4hrleisten und den gew\u00fcnschten Lebensstandard aufrechtzuerhalten, ist es entscheidend, alle drei S\u00e4ulen optimal zu nutzen. Es ist au\u00dferdem ratsam, den Rentenstatus regelm\u00e4\u00dfig zu \u00fcberpr\u00fcfen und gegebenenfalls Anpassungen vorzunehmen.\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e643fe0 elementor-widget elementor-widget-pix-button\" data-id=\"e643fe0\" data-element_type=\"widget\" data-widget_type=\"pix-button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"d-block w-100 text-center\"><a  href=\"#elementor-action:action=popup:open&settings=eyJpZCI6IjIwNyIsInRvZ2dsZSI6ZmFsc2V9\" class=\"btn m-0     shadow-inverse-lg btn-blue d-inline-block      pix-btn-div btn-md\"     ><span class=\"font-weight-bold\" >Ein Angebot bekommen <\/span><\/a><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>\u1218\u12f5\u1215\u1295 \u1321\u1228\u1273 \u12a4\u122a-\u12ac\u122d \u12a2\u1295\u1239\u122b\u1295\u1235 \u12dd\u1205\u1266 \u1218\u12f5\u1215\u1295 \u1321\u1228\u1273 \u1295\u12f5\u134a \u1235\u122d\u12d3\u1275 \u1321\u1228\u1273 \u12a3\u1265 \u1235\u12ca\u12d8\u122d\u120b\u1295\u12f5 \u12a3\u1265 \u1230\u1208\u1235\u1270 \u12f0\u1228\u1303\u1273\u1275 \u12dd\u1250\u12cd\u121d \u12ae\u12ed\u1291\u1361 \u12dc\u130b\u1273\u1275 \u12a3\u1265 \u12dd\u1270\u1348\u120b\u1208\u12e8 \u12f0\u1228\u1303\u1273\u1275 \u1205\u12ed\u12c8\u1276\u121d \u1265\u134d\u120b\u12ed \u12a3\u1265 \u12a5\u12cb\u1295 \u1321\u1228\u1273 \u1265\u1308\u1295\u12d8\u1265 \u12cd\u1215\u1235\u1290\u1275 \u1295\u12bd\u1205\u120d\u12ce\u121d \u12dd\u1270\u12f3\u1208\u12c8 \u12a5\u12e9\u1362 \u12a3\u1265 \u1235\u12ca\u12d8\u122d\u120b\u1295\u12f5 \u1295\u12d8\u120e \u1235\u122d\u12d3\u1275 \u1321\u1228\u1273 \u12dd\u121d\u120d\u12a8\u1271 \u1240\u1295\u12f2 \u1290\u1325\u1265\u1273\u1275 \u12a5\u12de\u121d&#8230;<\/p>","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"_links":{"self":[{"href":"https:\/\/ericare.taketechworld.com\/de\/wp-json\/wp\/v2\/pages\/563"}],"collection":[{"href":"https:\/\/ericare.taketechworld.com\/de\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/ericare.taketechworld.com\/de\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/ericare.taketechworld.com\/de\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ericare.taketechworld.com\/de\/wp-json\/wp\/v2\/comments?post=563"}],"version-history":[{"count":16,"href":"https:\/\/ericare.taketechworld.com\/de\/wp-json\/wp\/v2\/pages\/563\/revisions"}],"predecessor-version":[{"id":856,"href":"https:\/\/ericare.taketechworld.com\/de\/wp-json\/wp\/v2\/pages\/563\/revisions\/856"}],"wp:attachment":[{"href":"https:\/\/ericare.taketechworld.com\/de\/wp-json\/wp\/v2\/media?parent=563"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}