Effective Date: [6-09-2023]

Acceptance of Terms

Welcome to Ericare Insurance Company. By accessing or using our website, mobile app, or services, you agree to comply with and be bound by the following Terms of Use (“Terms”). Please read these Terms carefully before using our services. If you do not agree to these Terms, do not use our services.

Changes to Terms

Ericare Insurance Company reserves the right to modify or revise these Terms at any time without prior notice. We will update the “Last Updated” date at the beginning of these Terms to reflect any changes. Your continued use of our services following the posting of changes constitutes your acceptance of those changes.

Use of Our Services

Eligibility

You must be at least [age] years old to use our services. By using our services, you represent and warrant that you meet this eligibility requirement.

User Accounts

Some features of our services may require you to create a user account. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. If you believe your account has been compromised, please contact us immediately.

Prohibited Activities

When using our services, you agree not to:

• Violate any applicable laws or regulations.
• Infringe upon the rights of others, including intellectual property rights.
• Use our services for any illegal or unauthorized purpose.
• Transmit viruses, malware, or any other harmful code.
• Interfere with or disrupt the integrity or performance of our services.
• Attempt to gain unauthorized access to our systems or user accounts.
• Engage in any fraudulent or deceptive activities.

Intellectual Property

The content, design, graphics, logos, trademarks, and other intellectual property displayed on our website or mobile app are owned by Ericare Insurance Company or licensed to us. You may not reproduce, distribute, modify, or otherwise use our intellectual property without our prior written consent.

Disclaimer of Warranties

Our services are provided “as is” and “as available” without warranties of any kind, either express or implied. Ericare Insurance Company makes no representations or warranties about the accuracy, completeness, or reliability of the information provided through our services. Your use of our services is at your own risk.

Limitation of Liability

To the fullest extent permitted by law, Ericare Insurance Company shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from (a) your use or inability to use our services, (b) any unauthorized access to or use of our servers and/or any personal information stored therein, (c) any interruption or cessation of our services, (d) any bugs, viruses, or other harmful code that may be transmitted to or through our services by any third party, or (e) any errors or omissions in any content or for any loss or damage incurred as a result of the use of any content posted, emailed, transmitted, or otherwise made available through our services.

Governing Law and Dispute Resolution

These Terms are governed by and construed in accordance with the laws of [Jurisdiction]. Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts located in [Jurisdiction].

Contact Us

If you have any questions or concerns regarding these Terms of Use, please contact us at:

info@ericareinsurance.com