Liability Insurance: This is legally required and covers damages caused by a vehicle driver to third parties (persons or property). Without valid liability insurance, a vehicle is not allowed to be driven on public roads.

Casco Insurance: This is optional and is divided into partial casco and full casco.
Partial Casco: Covers damages to one's own vehicle due to specific events such as theft, fire, natural disasters (e.g., hail), or collisions with animals.
Full Casco: Includes all the benefits of partial casco and additionally covers damages to one's own vehicle due to self-inflicted accidents or vandalism.